Business & Insurance Contracts
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I.R.S. Business Structures Information
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Most Business and Insurance activities and transactions are dictated by terms set forth in a contract or policy and, as such, fall under the rubric of Contract Law. To effect a valid contract, three elements are necessary; an offer, an acceptance, and consideration (a benefit for making or offering such contract). Monetary payment is the most common form of consideration. It is prudent to consult a attorney before making or accepting a contract because, as the saying goes, “the devil is in the details”. The Law Office of X.L. Cruz can assist with negotiating, preparing or reviewing a contract to proactively avoid the many potential pitfalls and issues that can arise. In the event that a contract already exists and there is a dispute, the Law Office of X.L. Cruz can help to resolve your dispute or aggressively pursue, enforce, litigate and/or collect on such. The Law Office of X.L. Cruz is prepared to handle the complexity of Business and Insurance issues that can occur. Below is a list of legal services we offer:
Commercial Debt Collection, Judgments and Liens
Recent economic conditions are leading to a rising amount of delinquency on the part of businesses that have received goods or services provided in good faith. We can recover money owed to you. Be it judgment, garnishment, Lien or Levy, the faster we get the relevant information for our file the better we can investigate, discover, review, strategize and pursue. If you are wrongfully being sued for a debt, we can help protect your rights and take action to right the wrong.
Insurance Coverage & Claim Disputes
If an insurance company has unfairly or improperly denied your claim or cancelled your coverage we can review the matter and actively address the matter for you.
Business Sales and Purchases
We like to fix problems before they occur because they cost our clients less that way. We will properly guide you through the sale or purchase of a business taking into consideration special issues such as non-compete clauses, tradenames, trademarks and copyrights.
Business Structure Advice and Formation
Improperly classifying your entity or business can have legal consequences beyond tax implications. We can identify the various options and explain to you the benefits that pertain to different business structures to help ensure that your business formation is properly achieved.
Liability Assessment and Risk Management
Many businesses and individuals unnecessarily expose themselves to legal risks during the course of their activities. We can help you identify and mitigate those risks in practical and affordable ways before any problems occur.
Service Contracts & Agreements
If you have a business providing goods or services we can help you protect your business and your interests so that every opportunity for business does not double as a hidden potential liability or loss.
Lemon Law
If you purchased an automobile, motor vehicle, equipment or product but keep having to take it back to the dealer for problems and repairs, contact us and we will attempt to resolve your issue with either the dealer or the manufacturer. If they do not comply with their obligations, Law Offices of XL Cruz will file suit on your behalf.
Product Warranty Issues
If you purchased any product and it does not function as stated, but the seller or manufacturer will not honor any warranty, call us to evaluate whether you have a claim for Breach of Warranty.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice. Visiting this website and/or submitting information into this website does NOT form a lawyer/client relationship with this law firm or any of its attorneys or associates.
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